A simple plan contractors

The time of the year when stress can really build has now arrived. It’s a time to prepare for the holidays, a time to prepare the New Year’s budgets and a time to finish all the “to dos” on this year’s list.

Unfortunately, as stress accumulates our own health and fitness goals are often sidelined. We again place what we desire and want for ourselves back on the shelf, because our lives become over stimulated with other obligations. Beating stress is a difficult task, but we have the power and control to survive the holidays and the end of the year frenzy by making just a few changes in our own habits and ways of thinking.

Stress is defined as anything that stimulates you and increases your level of alertness. Life without this stimulus would be incredibly dull and boring, but with too much of this stimulus, life becomes unpleasant, tiring and eventually damaging to our health and well- being. As stress builds, we are at a higher risk of fatigue, depression, burn out, sudden loss of self-control and weight gain. In order to keep this stimulus at a healthy and enjoyable level, we must master the art of stress management by making a few small changes in our habits and ways of thinking.

There are four main habits we need to consider when conquering stress. These habits are meditation and relaxation, exercise, good nutrition and self-control. Each habit listed is easily forgotten and given up when additional stress enters our lives. We tend to put each of these techniques on the shelf, even though they are solutions to making ourselves feel better both emotionally and physically.

Meditation and relaxation is a good place to begin, since they teach us to take time for ourselves. It is easy to stretch our limits by promising to accomplish everything other people ask of us. Unfortunately, there are only 24-hours in a day, and usually that isn’t enough time to meet all the deadlines and activities on our calendars. That’s when meditation and other relaxation practices are particularly useful in controlling stress. They help slow down breathing, reduce blood pressure, relax tense muscles, eliminate stressful thoughts, reduce anxiety, help with concentration and give the body time to eliminate lactic acid and other waste products that accumulate.

The essence of meditation is to silence your thoughts by focusing completely on just one focal point. I suggest trying yoga or silent breathing exercises to experience this form of meditation. One breathing exercise worth trying involves concentrating on your breaths in and out while lying down in a quiet place, or where there is soft music playing in the background. You can accompany this by counting your breaths using the numbers 0 to 9 or you can visualize health and relaxation flowing in with each inhale and stress or pain flowing out with each exhale. In all cases, forms of meditation help your body relax and release the stress within.

Besides meditation, participating in frequent effective exercise is probably one of the best physical stress-reduction techniques available. The only downfall with exercise is how easy it is to push it last on our priority list and say “it can be done later” and “there is no time to fit that into my schedule.” I often get concerned hearing comments like those because taking exercise out of our lives tends to have an opposite effect from what we think it will. In other words, we haven’t helped our situation, but only added more stress to our lives and bodies.

Exercise has several positive benefits that most people are not aware of. Exercise improves blood flow to your brain bringing additional sugars and oxygen to your brain, which aids thinking and concentration. By exercising, you speed the flow of blood through your brain, moving waste products due to neurons of the brain functioning more intensely, and it can cause the release of chemicals called endorphins into your bloodstream and decreases “stress hormones” like cortisol. Those hormones give you a feeling of happiness and well-being.

Without exercise, we also add more physical stress on our bodies. Someone who is physically fit has an organ system functioning at an optimal level. If this individual should become ill or injured, they will have a stronger immune system to fight off the discomfort and recover quickly. So improving your overall health and vitality with exercise can also save you a great deal of stress by strengthening your immunity to colds, the flu and other minor illnesses. Along with exercise comes nutrition, which is another habit change we can work on during the holidays.

A surprising amount of stress we may experience on a daily basis can be caused by what we eat. By eating and drinking certain foods, we actually put our bodies under chemical stress. So why do we stop making the effort to write in our food journals, why do we stop making the best choices at a party or holiday gathering, and why do we stop feeling the need to eat unhealthy food?

The answer is because it’s probably easier just to do what is habit, even though they are habits that we do not like. And, in the end, we are disappointed with ourselves and stressed because of the extra pounds we have gained. Similarly, if we are eating an unbalanced diet, we may be stressing our bodies by depriving them of essential nutrients and eating too large a portion, which causes weight gain and puts additional stress on our hearts and lungs.

During this season, it is also important to be aware of the effects of certain foods, including caffeine, alcohol, nicotine and sugar. If you eat well-balanced meals consisting of one-third portions of protein, complex carbohydrates and fibrous carbohydrates, you will minimize this chemical stress and feel good about yourself at the same time. And instead of gaining five to 10 pounds, you may actually lose five pounds.

Lastly, I want to emphasize the importance of self-control in reducing stress. When under stress, it is very easy to lose perspective of what is important and what can wait until later. Problems that seem small can take on an apparent size that makes them seem difficult and intimidating. Naturally, this will increase your stress level and will feed your feeling of stress.

If you take a positive approach to life, take time for yourself to get what your body needs and wants, try to find a good side to every situation, then you will find that you are less likely to feel stressed. You will worry less, sleep better, exercise more, eat healthier, and enjoy the holiday season. An important part of making habitual changes is learning to view mistakes as learning experiences. We won’t always stay perfect with our exercise and nutrition commitments. There will always be an occasion we travel off the path. But when you are in control of your life, you can control the level of stress you face and get right back on the right path. But when you are out of control and find the only way to escape is by pushing aside all of your health and fitness goals, than you cannot prevent stress from building on top of stress. Often the difference between being in control and out of control comes down to making an investment of the little free time you have by doing something that will benefit your long-term health.

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Keys to Success in a Brand New Home Based Business

To accomplish great success in a new or any home based business isn’t about some complicated strategy… it is rather simple, and the keys to success in a brand new home based business I outline below, if adopted, can lead you down the path of monetary transformation in your network marketing business as soon as you start.

It’s common for brand new work-at- home business proprietors to feel overwhelmed and frustrated when they’re just getting started. Everybody has struggles with their home business at one time and experiences a time of doubt, however with these keys to success you will be able to remain on track.

1. Be Committed: Your choice to begin a brand new Home Based Business is not something that needs to be taken gently. Being an entrepreneur dealing with a business of your own, and giving 100% of your efforts is the only method to become successful. While you will see occasions in which you may doubt the reason why you ever began an online business in the first place, but if you concentrate on learning your profession and makes it your ultimate goal to do all you can to achieve success, you’ll be fine.

2. Be Willing To Invest In Your Business: If you wish to earn significant earnings in your home-based business, you should realize that for your business to develop in a rapid pace, you’ve got to be willing to invest in yourself as well as your business. Building your business with free techniques may end up costing you in the long run. Find out the knowledge you need to acquire to improve your business and start learning those skills at once, also find out the amount required for smooth running of your business and provide that also. Don’t make mistakes beginners always make by building their online Network marketing business with FREE methods.

3. Prepare a Success Plan: There’s no get rich quick when it involves creating a lasting and profitable business. Preparing a regular routine that keeps you on track and centered on income producing activities is paramount to your success. You simply have 24 hours per day – and individuals who use their work hours sensibly begin to see the utmost success. Therefore replace non-income producing habits with ones that will increase your profits.

4. Attend Company Events and Trainings: Provide your business an opportunity to expand and also grow by attending events, not just company events, but industry events and trainings. Events are a good spot to learn most of the fundamental business building concepts that may increase your earnings rapidly. Events will also be good for networking and developing close ties with other business owners like you.

5. Be Realistic: Understand from inception that not all prospect will join you in your business, knowing this from beginning will help you stay focus… all you need to do is make yourself a leader of value that everyone that is interested in home base business want to work with. People don’t join business they join people. Your work is to provide solutions to most needs in your market, expose the company, its products, compensation plan, and advantages to others and allow them to decide if it’s a great fit or otherwise. Many people you speak with won’t partner with you in business and that’s okay as not everybody nurses the ambition to be a business owner.

Don’t hold back until situations are perfect before you start having faith that you will succeed in business.

Don’t holds back until you understand fully the compensation plan, understand how to handle each and every rejection that could show up, or hone all your technical abilities.

Realize that all network entrepreneurs start at the very least stage, however they manage to get started. So, wherever you’re and whatever skills sets you are starting with, regardless of what they’re, the bottom line is to simply get started!

To learn more on how to start your new home based business Click Here

Article Source: http://EzineArticles.com/expert/Innocent_Owujie/101240

Grow Your Business Using These Five Tips

Starting a business is tough.. no exaggeration. To start and run a business is both nerve-racking, petrifying.. and a dozen other emotions. It doesn’t matter if you are drafting the initial business plan, just opened the doors, or been around for awhile. Planning will alleviate much of the risk, but not all. You can’t control everything in life, nor in business.

Want to grow your company? Here are five guidelines to help you do that. Many accomplished business owners wished that someone had told them this at the beginning.. and look at us giving them away to you.

Guidelines to Grow Your Business

1. Realize that you can’t do it all

Being your own boss is part of the appeal to start a business. The owner of a small business will have to be contented to wear many hats – that of a sales assistant, bookkeeper, marketing director. However, this does not require that he or she should do it all on his or her own. Now is a good time to consider outsourcing some pieces of your business to a virtual assistant and a bookkeeper.

You will certainly be able to do it alone for a short time and even manage to flourish, but in order for the business to develop, it can’t go on like that forever. It is crucial to know when to find capable people with the same vision. You can only do so much and if you want the business to thrive, you will have to accept that you need help.

It should not be necessary to relinquish your new found freedom or your control to get help, but you are only one individual.

2. Don’t spread your doubts

Confidence, drive and passion are needed when launching and running a prosperous business. It is, however, normal for doubts about this new undertaking to creep up on you, but essential to know to whom and where to voice these uncertainties.

Don’t tell influential people outside the company like a capitalist that might invest in your venture or the local credit union’s manager. They will only finance someone who is confident about his or her business. So keep your game face on when you approach investors for much needed money. In the same way the employees must be sure that they can believe in you. Don’t when times get tough, don’t express your emotions and doubts openly for all to hear.

It would be lying to say that not everyone have fears and uncertainties. A business owner, however, should arouse confidence in his or her employees. So think about how you act when you are with them, especially when things aren’t happening like you would like it to.

3. Work towards that business you would want

There’s an expression that says that you should fake it until you make it. You should adopt this principle, particularly in the beginning of a business venture.

Don’t intentionally deceive clients about the business’ scope or what services you can offer them. New clients should be instilled with confidence in your business, until your reputation has been established. So, run the business as if it is already the business you would want, even if it is not there yet.

Apply this concept to all aspects of your business venture – from the way potential clients are greeted to the language used on advertising materials and the company website. If a confident air is projected when new customers are dealt with, a first impression is made that will offset the small size or lack of experience.

It is not necessary to approach all dealings as the president of a worldwide organization, but think big when you want to grow your business. Make sure any material or employee who have direct contact with your clients, represent your business the way you would want to.

4. Deal with the negative answer of no

It is only you who can decide to open your own business, an adventure that you yourself decide to go on. Regrettably, to make your dream come true, you’ll have to involve other people whose opinions will have to be heard about the way things happen.

Starting out as the owner of a business you will often hear “no.” Potential customers and clients will not be interested, your idea will be passed on by investors, and your banks loan applications will be turned down. Don’t feel dejected because rejection is essentially fabulous.

How so? For the reason that every time you hear “no,” you must choose to appreciate it as a break. Maybe your bank loan application was turned down, not because of your idea but because of a problem with the business plan. Perhaps a non-interested client could force you into developing your pitch or making your offered services more convincing.

A business owner should look at rejection as inevitable, but it is your choice how to react to it.

5. The business bank account isn’t for your personal use

This is a big one, so read it again. And again. Once your business is going strong, the temptation will be there to use your business account for personal use, to borrow money from the business or treat yourself with lavish payments, but don’t do it, especially in the beginning.

Even a successful business will admit that to grow cost money. Every time you take from the business’ money, the chances of growth diminish. You should be sure to adequately compensate yourself for the work you do, but your salary must be modest and reinvesting in the business must be your main concern.

To grow a business will cost money because everything needed for growth like equipment, talent and space costs money. Therefore the smaller amount you put back, the slower the growth. The more money put back, the faster the operation can be expanded and the more profits can be made.

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Article Source: http://EzineArticles.com/expert/Denise_Dukette/1899240

The Smoke and Mirrors of Health Care Reform for the Elderly

I’m deeply concerned that the American public, especially our nation’s elders, will be relying on our government to provide long term care services they’ll never see. They’ll only see the “smoke and mirrors” of Health Care Reform.

Our nation’s seniors are the most vulnerable segment of the U.S. population; vulnerable both health wise and financially. They’re silently discovering the savings they thought would be enough is not enough. They’re silently fearful of running out of money with no one to care for them as they become more frail. The silence is about to become deafening.

Regrettably, when Health Care Reform proudly announced New Long Term Care Services, it discouraged many American’s from purchasing Long Term Care Insurance.

The New York Times reported on ‘Options Expand for Affordable Long-Term Care’ THE NEW OLD AGE. The Associated Press announced ‘New Health Care Law Has Benefits for Seniors’. Point being, the casual reader was relieved to hear their government will “take care of them” when they need long term care services. We now know that is not about to happen.

Fortunately our representatives in Washington discovered that Health Care Reforms answer to the problem of Long Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was expected to be raised for the new “long term care” program would have been counted as “deficit reduction”. The long term care benefits it was intended to finance were assumed not to materialize in the first 10 years. However, that money was not accounted for anywhere in the legislation.

The new legislation proposed to “trim” $463 billion from Medicare. Yet Medicare is currently having trouble balancing its books today. Yet, why does the health care bill tell us Medicare can operate more cheaply going forward without the accompanying reforms?

Our national media gave enormous fanfare to the CLASS ACT when it passed. Unfortunately the media has given the CLASS ACT’s demise little attention. Now what?

Projections show that the federal deficit is expected to exceed $700 billion annually over the next decade. This essentially will double the national and $900 billion represents interest on previous debt. Would the CFO of any major corporation in the United States allow the company he worked for to end up in this type of financial position? Absolutely not.

Our officials in Congress have been elected to protect the best interests of the American people. “Robbing Peter to pay Paul”, and once again printing more currency, has become our government’s mantra for the future. Yet the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.

The United States of America cannot continue to mismanage its financial future. Future Congresses will have to deliver a multitude of future reforms and, regrettably, history tells us THAT will never happen. Proposals for financing health reform were based on more “smoke and mirrors”. The “Cadillac” tax is scheduled to begin in 2018.

The health care legislation that has been forced on each and every one of us is known to be fiscally unsound. Where do we go from here? It’s too easy to point the finger at the President and his administration. Yet Congress owns the responsibility of passing Health Care Legislation. And THAT is the problem.

The 535 voting members of Congress shared the responsibility equally. If one clear thinking, intelligent, honorable Congressman had the entire responsibility for Health Care Reform, he or she would not have forced a fiscally unsound Health Care Reform Bill down our throats.

Now let’s again evaluate how Health Care Reform will work against our senior citizens.

A most recent government report identified that in 2000 there were 1.8 million available nursing home beds. As the year 2010 came to a close, there were 1.7 million nursing home beds; a net 5 percent reduction in available beds. And, there are no new nursing homes being built.

Today there’s less than 1.5 million Americans confined to nursing homes. Reportedly 10 percent of these nursing homes are operating under bankruptcy protection. It’s well known that most of these facilities are understaffed and many don’t have competent help.

Next, let’s consider that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s after age 85 is 50 percent. By 2030, they tell us that the number of people age 65 and older with Alzheimer’s disease is estimated to reach 7.7 million, a 50 percent increase from the 5.2 million age 65 and older currently affected.

The logical question I must ask is “if we cannot take adequate care of 1.5 million people today, how can we possibly take care of 7.7 million people in 2030?” We cannot. More simply put, when you or your spouse or your parent has Alzheimer’s, there is no place for them to go. Not to be cruel, but if you ever think for a moment about taking in an aged parent with Alzheimer’s into your home, please think again. Ask any caregiver who’s been through it. It’s GUARANTEED to destroy any families’ peace of mind and harmony.

Why aren’t our political leaders actively working on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable problems.

America’s seniors became more hopeful reading that Health Reform will help them with added Long Term Care services. And we now know THAT is not going to happen. There are no plans in place to help our nation’s seniors think they’ll receive the comfort and dignity of adequate long term care services. What’s worse is the silence shared by all our political leaders. The silence is now deafening.

Now there’s newfound hope on the horizon. We have a new President election just starting to evolve. What the Republican and Democratic candidates have to say about our nations seniors need for long term care services? What do they think about the need for 7.7 million Americans with Alzheimer’s that need a place to spend the night and be cared for when we can’t take care of 1.5 million seniors today?

The national media needs to start reporting that our nation’s seniors will have no place to spend the night when they become too old or frail to take care of themselves. Then the upcoming election presents one more opportunity for our political leaders to pay attention to our nation’s elderly and their need for long term care services.

Copyright 2016

Allan Checkoway, RHU

Allan Checkoway, RHU most recently authored “I’m Disabled… Now What?”, created for people whose lives have been impacted by changes in their overall health. Fortunately, our decades of experiences in working with people who have become disabled, sometimes ending up in long term care situations has given us a unique perspective that can benefit our readers. We’ve taken what we believe to be all the best up to date accessABLE resources from a multitude of resources, putting them all together in one place in “I’m Disabled… Now What?” and on our new website http://www.DisabilityandSeniorResources.com. We are dedicated to helping restore active lifestyles. Allan is presently the Principal of Disability Services Group, an Employee Benefit Advisory firm. Allan’s address is 661 Highland Ave. Suite 103, Needham, MA 02494, tel: 781.400.5055; email: allan@disabilityservices.com


Article Source: http://EzineArticles.com/expert/Allan_B_Checkoway/1192695